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Money ... is like a beautiful thoroughbred horse--very powerful & always in action, but unless this horse is trained when very young, it will be an out-of-control & dangerous animal when it grows to maturity.
DAVE RAMSEY, Financial Peace Revisited
We buy things we don't need with money we don't have to impress people we don't like.
DAVE RAMSEY, The Total Money Makeover
DAVE RAMSEY, EntreLeadership
Work is a surefire money-making scheme.
DAVE RAMSEY, daily tip, official Dave Ramsey website
Doing a budget means learning an ancient and powerful word: NO.
DAVE RAMSEY, daily tip, official Dave Ramsey website
If you want something you've never had, you'll have to do something you've never done.
DAVE RAMSEY, More than Enough
Feeling lost? Take a dream and convert it into small goals, then start taking the steps to hit those goals.
DAVE RAMSEY, daily tip, official Dave Ramsey website
Everyone has some natural talent or aptitude in one or more areas. If you can identify those areas you not only will be happier and perform more successfully in that role, but you will also become better paid for that. Our free-market system pays for performance at some point. When you have a natural talent or aptitude, coupled with desire and experience, the result is productivity plus.
DAVE RAMSEY, Financial Peace Revisited
Don't medicate dysfunction with spending. No amount of stuff will get rid of guilt.
DAVE RAMSEY, daily tip, official Dave Ramsey website
Success is a pile of failure that you are standing on.
DAVE RAMSEY, daily tip, official Dave Ramsey website
You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.
DAVE RAMSEY, The Total Money Makeover
Investing is important, but get debt-free first. That's what frees up your income so you can win.
DAVE RAMSEY, daily tip, official Dave Ramsey website
Rich isn't an amount of money, it's a mindset about how you live. If you believe you can win, you can.
DAVE RAMSEY, daily tip, official Dave Ramsey website
The world will try to tell you that you need stuff to be somebody. Don't listen.
DAVE RAMSEY, daily tip, official Dave Ramsey website
Every person falls down at some point. Successful people choose to get back up.
DAVE RAMSEY, daily tip, official Dave Ramsey website
Broke people giving financial advice is like a shop teacher with missing fingers.
DAVE RAMSEY, official website
Financial winners don't run sprints, they run marathons. They don't rush. They do it step by step over time.
DAVE RAMSEY, daily tip, official Dave Ramsey website
Knock out a small debt first so you get a quick win. Momentum is key.
DAVE RAMSEY, daily tip, official Dave Ramsey website
That stupid saying "What you don't know can't hurt you" is ridiculous. What you don't know can kill you. If you don't know that tractor trailer trucks hurt when hitting you, then you can play in the middle of the interstate with no fear - but that doesn't mean you won't get killed.
DAVE RAMSEY, Financial Peace Revisited
You know what you can do when you don't have any payments? Anything you want.
DAVE RAMSEY, daily tip, official Dave Ramsey website
You must plan your work and then work your plan.
DAVE RAMSEY, Financial Peace Revisited
You don't build wealth with credit card rewards and airline miles. You can't beat the credit card companies at their own game.
DAVE RAMSEY, daily tip, official Dave Ramsey website
I have heard it said that if you tell a lie often enough, loudly enough, and long enough, the myth will become accepted as a fact. Repetition, volume, and longevity will twist and turn a myth, or a lie, into a commonly accepted way of doing things. Entire populations have been lulled into the approval of ghastly deeds and even participation in them by gradually moving from the truth to a lie. Throughout history, twisted logic, rationalization, and incremental changes have allowed normally intelligent people to be party to ridiculous things. Propaganda, in particular, has played a big part in allowing these things to happen.
DAVE RAMSEY, The Total Money Makeover
You will either tell your money what to do or the lack of it will always manage you.
DAVE RAMSEY, daily tip, official Dave Ramsey website
Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.
DAVE RAMSEY, The Total Money Makeover
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